Joe did an awesome job appraising our house and it sold for exactly what the valuation he determined was.
Private Mortgage Insurance (PMI) can add hundreds of dollars to a monthly mortgage payment. As your home’s value increases, you may be eligible to remove PMI—but most lenders require a professional appraisal to verify that your equity meets the necessary threshold.
At JPH Appraisals, we provide fast, accurate, and lender-ready appraisal reports designed specifically for PMI removal. Our valuations help homeowners reduce monthly expenses and gain immediate financial savings.
PMI is insurance that protects the lender when a buyer puts down less than 20% at the time of purchase. Once the homeowner has built up sufficient equity—typically 20% or more—PMI is no longer needed. Removing PMI can provide:
Lower monthly mortgage payments
Long-term savings on total loan cost
Increased financial flexibility
Reduced housing expenses without refinancing
A professional appraisal is often the key step in proving your home’s current value and ending unnecessary PMI charges.
Most lenders rely on an independent appraisal to ensure the home’s value supports PMI cancellation. A certified appraisal from JPH Appraisals provides:
We analyze recent comparable sales, market trends, and property features to determine your home’s true current value—giving your lender reliable documentation to support removal.
Our reports are detailed, accurate, and lender-ready, helping streamline the approval process.
We understand neighborhood-specific trends, price fluctuations, and the nuances that influence valuation in your area.
Online estimates and automated valuations (AVMs) are often inaccurate. JPH Appraisals delivers unbiased, well-supported numbers your lender can trust.
Joe did an awesome job appraising our house and it sold for exactly what the valuation he determined was.
As I was going through my divorce, Joe was able to accurately assess the value of my home. Great Job!
JHP Appraisals helped me maximize my home by doing an accurate measurement of it and using comps in the market so that I can sell it for what it was worth! Will definitely use him again!