JPH APPRAISAL SERVICES

PMI Removal Appraisal Services

PMI Removal Appraisal Services

Accurate Valuations to Help You Eliminate Private Mortgage Insurance

Private Mortgage Insurance (PMI) can add hundreds of dollars to a monthly mortgage payment. As your home’s value increases, you may be eligible to remove PMI—but most lenders require a professional appraisal to verify that your equity meets the necessary threshold.

At JPH Appraisals, we provide fast, accurate, and lender-ready appraisal reports designed specifically for PMI removal. Our valuations help homeowners reduce monthly expenses and gain immediate financial savings.

What Is PMI and Why Remove It?

PMI is insurance that protects the lender when a buyer puts down less than 20% at the time of purchase. Once the homeowner has built up sufficient equity—typically 20% or more—PMI is no longer needed. Removing PMI can provide:

  • Lower monthly mortgage payments

  • Long-term savings on total loan cost

  • Increased financial flexibility

  • Reduced housing expenses without refinancing

A professional appraisal is often the key step in proving your home’s current value and ending unnecessary PMI charges.

Why You Need a Professional Appraisal for PMI Removal

Most lenders rely on an independent appraisal to ensure the home’s value supports PMI cancellation. A certified appraisal from JPH Appraisals provides:

Verified Market Value

We analyze recent comparable sales, market trends, and property features to determine your home’s true current value—giving your lender reliable documentation to support removal.

Faster PMI Cancellation

Our reports are detailed, accurate, and lender-ready, helping streamline the approval process.

Local Market Expertise

We understand neighborhood-specific trends, price fluctuations, and the nuances that influence valuation in your area.

Objective, Impartial Appraisal

Online estimates and automated valuations (AVMs) are often inaccurate. JPH Appraisals delivers unbiased, well-supported numbers your lender can trust.

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Trusted Testimonials

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Joe did an awesome job appraising our house and it sold for exactly what the valuation he determined was.

KAREN M.
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